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How Blue Cross coverage works
Blue Cross is a federation of independent provincial and regional insurance organizations rather than a single national insurer. In Manitoba, Blue Cross plans offered through Manitoba Blue Cross may cover therapy under extended health benefits, but which professional designations are eligible depends entirely on your individual plan.
The most important thing to do before booking is to contact Manitoba Blue Cross directly or check your benefits portal to confirm which professional designations are covered under your specific plan. Do not assume that because a therapist is listed here, they will be covered by your plan.
What to know about Blue Cross coverage in Manitoba
In-person and online therapy
At this time, First Session does not have therapists offering in-person sessions in Manitoba. However, Manitoba residents can access online therapy with licensed therapists who are eligible to provide virtual care in the province.
Credentials commonly covered
The designation most commonly reimbursed under Manitoba Blue Cross plans is Registered Social Worker (RSW), regulated by the Manitoba College of Social Workers (MCSW). Depending on your employer's benefits plan, coverage may also extend to certain out-of-province professionals providing virtual therapy, such as Registered Psychotherapists or Registered Clinical Counsellors. Because these designations are not covered under every plan, it's important to verify eligibility before booking.
Cost and reimbursement
Therapy sessions on First Session typically range from $100 to $250 per session, depending on the therapist's credentials and experience. Many Manitoba Blue Cross plans reimburse a portion of eligible therapy costs up to an annual maximum. The reimbursement percentage, annual limits, and eligible provider types all depend on your individual benefits plan, so it's worth confirming your coverage with Manitoba Blue Cross or your employer's benefits administrator before scheduling your first appointment.
How to confirm your Blue Cross coverage
Before booking a therapist, take a few minutes to verify your mental health benefits. Specifically, check:
- Which professional designations are eligible for reimbursement (such as Registered Social Workers)
- Whether virtual therapy is covered
- Your reimbursement percentage for each session
- Your annual or lifetime coverage maximum
- Whether you need a physician's referral (most plans do not, but some exceptions exist)
You can usually find this information through your employee benefits portal or by contacting Manitoba Blue Cross or your plan administrator directly. Confirming your coverage in advance helps avoid unexpected out-of-pocket costs and ensures you choose a therapist whose credentials are eligible under your plan. All First Session therapists provide receipts with all the information you need for insurance reimbursement.
Looking for something more specific?
Other insurers in Manitoba
- Manulife Therapists in Manitoba
- Sun Life Therapists in Manitoba
- Green Shield Therapists in Manitoba
- Canada Life Therapists in Manitoba
Related searches
- Blue Cross Therapists in Winnipeg
- Therapists in Winnipeg
- Anxiety therapists in Manitoba
- Couples therapists in Manitoba
