Find the right therapist covered by Desjardins insurance in Toronto.

Usually through the extended healthcare benefit, if your employer included it. Desjardins lists psychologists, social workers and psychotherapists among the covered practitioners, but each policy sets its own maximum.

Ask your benefits advisor which titles are named. Then search the listings above by that designation.

Desjardins names psychotherapists in its mental health material, so a plan may include them. The policy wording decides.

Ask whether it says psychotherapist or Registered Psychotherapist, and whether it requires CRPO registration. The profile shows the therapist's designation.

Log in to the secure member site or the Omni app, choose Submit a claim, and attach the receipt. You must be registered for direct deposit to claim online.

Claims must be submitted within 12 months of treatment. First Session provides a receipt after each paid session.

Then book a psychologist, registered with the College of Psychologists and Behaviour Analysts of Ontario. Rates in a 2023 Toronto fee guide ran $220 to $250 an hour.

Use the designation filter on the listings, and confirm the cap on sessions or dollars before the second appointment.

The claim runs on the receipt and the designation, so ask your benefits advisor whether the plan accepts virtual sessions with an Ontario-registered therapist.

Therapists in the second listing are insured to provide online care to Ontario clients.

Yes, for adults 18 and over with depression or anxiety-related symptoms. The Ontario Structured Psychotherapy Program offers free, publicly funded cognitive-behavioural therapy, according to Ontario Health.

In Toronto, professionals refer through Access CAMH, and individuals can self-refer using the program's form.